Jay graduated from the University of Denver with degrees covering economics and political science. He has over 19 years of experience in the investment industry, including over 10 years as an Independent Registered Investment Advisor, 5 years with the leading Wallstreet Brokerage Firm and 4 years in the legal review department with Oppenheimer Mutual funds Shareholder Services, Inc. Jay has been actively involved in both the American Society of Pension Actuaries and the National Institute of Pension Administrators. He has completed the Advanced Estate Planning course from the College for Financial Planning Masters Degree Program.